Frequently Asked Questions
Additional Info
Yes, absolutely free. No minimum balance, no overdraft, no maintenance fees.
Yes, you can send money to outside banks that you add.
Get the registration form by clicking on the Sign Up button on the top bar. Provide all information and click on the Sign Up button.
Absolutely No, we will never provide account holders information to any third-party organization.
We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and select the amount, and provide required info and the process is started.
We have several FDR plans. Choose the best plan suitable for you and just click on the Apply Now button and select the amount and process is started.
DPS - Deposit Plus Savings - For monthly savers who want a fixed interest. Smaller variable amount monthly investment. FDR - Fixed Deposit Receipt - For monthly savers who want a fixed period. Larger upfront fixed amount investment. Both type accounts are liquid and can be cashed out easily. DPS can be cashed out early and still receive interest. However, if you cash out of your FDR before maturity, you will forfeit any interest. Consider DPS for small periodic investment amounts. If you are comfortable investing lump sums upfront with no need for immediate liquidity, FDR is the more viable alternative. We pay FDR distributions monthly or annually depending on selected plan.
We need a phone number and an email address, that's it.
Smart Banking made simple using our services.
Fast Transfer
Our Money Transfer System is secure and easy. Initiate your own wire transfers /ACH within Rishi Bank accounts instantly 24/7 and to outside banks that you add, may take 24 hours. Send your funds to your beneficiaries within Rishi Bank or to other banks.
Deposit Funds
Account holders are able to deposit their money through self initiated wire transfers or ACH or several online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc. directly in to their account.
Withdraw Funds
Withdraw over SSL certified encryption 24/7, using a secure 2FA and OTP one time password and monitored services. Set your own account security levels and process. Seamlessly switch between cash, credit and crypto.
Proudly providing banking services all over the world
No limits, no questions, no paperwork. Join thousands of users from all over the world who send and receive money globally, with full privacy, using in-bank P2P and B2B transfers.
18K
Account Holder Wallets
4.6M
Total Transaction
3.8M
Total Deposits
200+
Countries We Serve