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Welcome to the Smartest E-banking System

Decentralized Private Banking is here.

Create an Account

Global Online Payments

We can reach 98 percent of the globe with online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.

Make Loans

We have several loan options available. We can always customize a loan for you. Contact us for details.

Deposit, Savings, Loans and Investments

Offering a wide range of financial products to suit your personal and professional needs.

Transfer Money Anywhere

You are able to transfer your funds within Rishi Bank or other banks we support by adding your own beneficiaries/payee.

About Us

Take charge of your finances

Mobile App and Airtime Top Up

Banking and Trading via our Mobile App. Available in Play Store and App Store. Add Mobile phone minutes on the fly with, Airtime Top Up for mobile phone minutes access to a vast network of over 800 cell providers, empowering users to recharge phone minutes in more than 170 countries.

Cash, Credit, Crypto

Privately exchange liquidity between credit cards, crypto, and USD, inside of your own private wallet.

Strong Security

Protection against DDoS attacks. Trustmark website verification certificate. Trustmark verified business certificate. Full Monitored SSL data encryption. 2 factor authentication. 2FA OTP security for withdrawals.

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Our Services

Smart Banking made simple using our services.

Fast Transfer

Our Money Transfer System is secure and easy. Initiate your own wire transfers /ACH within Rishi Bank accounts instantly 24/7 and to outside banks that you add, may take 24 hours. Send your funds to your beneficiaries within Rishi Bank or to other banks.

Deposit Funds

Account holders are able to deposit their money through self initiated wire transfers or ACH or several online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc. directly in to their account.

Withdraw Funds

Withdraw over SSL certified encryption 24/7, using a secure 2FA and OTP one time password and monitored services. Set your own account security levels and process. Seamlessly switch between cash, credit and crypto.

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Why Choose Us?

The best online banking services

Get Started

Safe and Secure Services

Every withdrawal requires an OTP verification, optional but suggested that you install and enable 2FA security from the account menu.

Lowest Transaction Fee

Free account with the lowest transaction fees guaranteed.

How it works

Let's open your free account

1

Open an Account

Takes less than 1 minute to register. Instant approval.

2

Verification

After registration simply verify your Email or Mobile Number.

3

Deposit

Deposit funds. Choose your favorite way to fund your private account. ACH, Wire, Credit Card, Crypto, PayPal, Etc.

4

Get Service

Enjoy all of our banking services as a registered account-holder. Initiate your own ACH / Wire transfers, transfer funds, Top up Mobile phones, and more.

Fixed Deposit Scheme

Best fixed certificate of deposit online

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Platinum

10%/ 30 Days
  • Lock in Period 90 Days
  • Get Profit Every 30 Days
  • Profit Rate 10%
  • Minimum $10,000.00
  • Maximum $50,000.00
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Gold

6%/ 30 Days
  • Lock in Period 180 Days
  • Get Profit Every 30 Days
  • Profit Rate 6%
  • Minimum $1,000.00
  • Maximum $5,000.00
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Silver

5%/ 30 Days
  • Lock in Period 365 Days
  • Get Profit Every 30 Days
  • Profit Rate 5%
  • Minimum $50.00
  • Maximum $100.00
Deposit Pension Scheme

Grow your deposit with us.

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Starter

$100 /30Days
  • Interest Rate 4%
  • Per Installment $100.00
  • Installment Interval 30 Days
  • Total Installment 36
  • Deposit $3,600.00
  • You Will Get $3,744.00
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Advanced

$500 /30Days
  • Interest Rate 5%
  • Per Installment $500.00
  • Installment Interval 30 Days
  • Total Installment 24
  • Deposit $12,000.00
  • You Will Get $12,600.00
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Professional

$2500 /30Days
  • Interest Rate 8%
  • Per Installment $2,500.00
  • Installment Interval 30 Days
  • Total Installment 12
  • Deposit $30,000.00
  • You Will Get $32,400.00
Our Loan products

We Have The Best Loan Plans Online

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JV Investment Capital

10% /30 Days
  • Take Minimum $10,000.00
  • Take Maximum $1,000,000.00
  • Per Installment 10%
  • Installment Interval 30 Days
  • Total Installment 48
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Real Estate

7% /30 Days
  • Take Minimum $10,000.00
  • Take Maximum $75,000.00
  • Per Installment 7%
  • Installment Interval 30 Days
  • Total Installment 26
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HELOC

6% /30 Days
  • Take Minimum $5,000.00
  • Take Maximum $50,000.00
  • Per Installment 6%
  • Installment Interval 30 Days
  • Total Installment 25

Proudly providing banking services all over the world

No limits, no questions, no paperwork. Join thousands of users from all over the world who send and receive money globally, with full privacy, using in-bank P2P and B2B transfers.

18K

Account Holder Wallets

4.6M

Total Transaction

3.8M

Total Deposits

200+

Countries We Serve

I had opened an account cautiously and checked it out with some small amounts. Now it's my main bank. I can do my own wire transfers for my company, from my laptop. Recommend for sure.

Adam Gilly

CFO, UYT

This is just awesome, helped so many in our non-profit program. You can trust them and deposit your funds. Their Loan plans are really helpful and will work with you on getting account opened immediately.

Maria Ahsan

Managing Director, 26 Reach

I feel safe keeping my funds there. No problems with money in or out.

Rodney McCullen

Sales

The money transfer system is just awesome. T

German Anachine

CEO of Cygnus Valley Tech
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Your banking experience anytime, anywhere

Enjoy our Smart Banking Mobile App and our Smart Investing Mobile App\nAvailabe on App Store and Google Play - 4/20/2024
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Our Partners

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